Our Services
Comprehensive Wealth Management
We employ a disciplined and coordinated approach to address all the issues and complexities that often accompany the accumulation of wealth. Customized to your needs and preferences, our approach is designed to bring cohesiveness to your financial life and often involves collaboration with other professionals such as your CPA and attorney.
Components of wealth management can include:
- Retirement planning
- 401(k) plan options
- Investment management
- Financial planning
- Asset allocation
- Corporate and executive services
- Small business planning
- Charitable giving strategies
- Education planning
- Estate and legacy planning
- Insurance planning
- Multigenerational planning
- Risk management
- Tax planning
- Trust services
- Wealth transfer
Wherever and however you see yourself enjoying your retirement, we can develop savings and distribution strategies in seeking to help you enjoy it for a long time.
In fact, we can help you with every phase of planning for your retirement. During your working years, we’ll develop and monitor a wealth accumulation plan based on your specific goals and objectives. As you approach retirement, we’ll assist you with critical decisions regarding retirement plan options, Social Security and tax planning. Once you’re retired, we’ll determine tax-efficient income and wealth transfer strategies.
A planning mindset focused on your goals helps ensure we are comprehensively addressing all of the financial needs that matter to you. Through financial planning, we can help align financial decisions with your unique vision of retirement and other highly personalized goals. We'll identify and enter your goals to assess appropriate asset allocation targets, spending or savings rates, and the probability of achieving those goals – and then share the results with you.
Managing wealth in today's complicated financial markets is not a do-it-yourself proposition. It requires professional guidance, a disciplined process, proper resources and vigilance – the kind of service we're pleased to offer you.
We start by helping you build a balanced portfolio that takes into account your tolerance of risk; we use advanced asset allocation techniques and choose money managers across a range of equity and fixed income disciplines. When complete, your investment portfolio will be designed specifically for you to help pursue your long-term financial goals. And each year, we'll work with you to rebalance your portfolio so that it stays aligned with your investment strategy.
There is no assurance that any investment strategy will be successful. Investing involves risk and investors may incur a profit or a loss. Asset allocation and diversification do not ensure a profit or protect against a loss. Past performance is not indicative of future results.
Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss.
We appreciate the complexities and changing priorities of life. That's why our expertise is grounded in three basic financial concepts most people go through: wealth accumulation, conservation and distribution.
Truly understanding what stage you're at now, and where you want to be, is what drives our plan to help get you there. Once we develop your unique, comprehensive financial plan, we follow a disciplined process to help keep you on track to meet your goals.
If your goals include providing for the future of a child or grandchild, we can help you investigate your many options and develop an education funding strategy with investment vehicles such as 529 college savings accounts, Coverdell education savings accounts, and specialized trust vehicles.
LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.
Small businesses take on many forms – from retail shops and manufacturing to physicians, attorneys and other professional practices. No matter what profession or trade your small business represents, we're equipped to provide resources to help you with a variety of needs, including:
- Retirement plans and benefits: If your business needs a retirement plan, we can help you develop, implement and monitor a retirement or benefit plan that meets the needs of your business and employees. We can help you find appropriate insurance coverage, too.
- Succession planning: When it comes time for you to retire, we can help ensure you have an appropriate exit strategy in place.
“Nothing is more important to us than helping our clients live their lives confident that their money will meet their needs today, tomorrow and well into the future.“