Our Process

Assessment

Before recommending any investment strategy, we take the time to get to know you. We want to understand your goals, family, priorities and values, as well as your dreams for the future. Part of this phase is reviewing your current financial situation and analyzing current investments, insurance, retirement benefits, tax, and estate planning documents, as well as any other identified impact areas.

However, documents and data only paint part of your financial picture. Critical to this phase is an interview to establish and understand your personal and financial goals, as well as time frame for results and risk tolerance.

Identification of needs and opportunities

Once we've strategically analyzed and assessed your current financial picture, we create your financial plan's foundation and perform a gap analysis. This comprehensive review brings to light the gaps between where you are today and where you want to be tomorrow.

Through this needs and opportunities analysis we determine a financial investment and management strategy that is designed to reflect your values and beliefs and enables you to address your goals. We will also determine whether outside advisors should be added to your advisory team to fulfill our strategic plan, such as attorneys, CPAs or insurance specialists.

Develop and present financial plan

Based on your strategic analysis, we prepare written recommendations to include in your comprehensive, strategic financial plan and recommendations. This can include cash flow, asset allocation, tax strategies, risk tolerance analysis, insurance and retirement distribution strategies.

Financial plan implementation

Once your financial plan and recommendations have been presented and reviewed, we work closely with you to implement the financial and investment strategies agreed upon. We also act as the hub of coordination with your other professionals, if necessary, to ensure the process flows smoothly and addresses your goals and expectations.

Plan monitoring

Once implemented, your plan becomes a living and evolving document that is reviewed and updated regularly. Your plan is reviewed at our meetings together to revisit your goals, adjust to changes in your life and evaluate your progress. We'll add new goals as appropriate and revise your plan, as necessary, to address any changing goals and objectives since we believe financial planning is not a one-time event, but a lifetime process.

We invite you to review our detailed timeline, and what to expect at each meeting and step along the way as we move forward to help pursue your unique goals.

“Financial planning is a lifetime process, and through our philosophy of regular communication we can identify and respond to changing needs of our clients.”